How to find affordable real estate in Dubai: complete guide for beginner investors

Many people believe that Dubai is the perfect place to invest in real estate. Indeed, it is possible to earn a stable income from property here, there are no taxes on profits, and property values are gradually increasing. However, it can be difficult for beginners to navigate the local market. That's why in this article, we'll explain in simple terms how to find affordable housing in Dubai, avoid pitfalls, and invest your money wisely.

Step 1: Clearly define your budget and investment goals 

Consider not only the cost of the property, but also additional expenses such as registration fees, real estate agent commissions (except for the case when buying directly from the developer), annual maintenance fees, insurance, and possible repairs. Also, the search for a property should begin with an understanding of the goal. It can vary: rental income, resale, or personal residence. Depending on the situation, purchase scenarios may differ. 

Step 2: Choose your preferred location 

There are several areas in Dubai where you can find relatively inexpensive real estate. One of the most budget-friendly options is Dubai International City. It is not the most prestigious location, but there is good demand for rentals and developed infrastructure. Slightly more expensive but more comfortable is Discovery Gardens, with green areas and proximity to the metro. For those looking for modern housing, Jumeirah Village Circle (JVC) is ideal. 

If you are considering long-term investments, it is worth looking at developing locations such as Dubai South (close to Al Maktoum Airport) or Dubailand — prices here are still relatively low, but may rise significantly in the future. The main thing is to avoid problematic or remote areas without accessible public transport. 

Step 3: Optimise your expenses 

Remember that an effective way to save money is to take advantage of developers' installment payment offers. Many companies offer interest-free payment plans for 3-5 years, which allows you to spread the financial burden. However, with installment payments, the final price of the property may be higher than with a one-time payment. It is also worth considering seasonal factors — in summer, when Dubai is particularly hot and demand traditionally falls, you can find more advantageous offers than in the peak months (October-April).

Step 4: Find a good real estate agent

An experienced specialist will be not just an intermediary, but a real assistant. A real estate agent knows the market inside out: they will tell you where you can really knock down the price, which areas are promising, and which are best to avoid. Such an expert can offer options that are not available on the open market and warn you about hidden risks. This is especially important for new investors who are not familiar with local conditions.

The main advantage of working with a professional is the security of the transaction. They will check the documents, make sure that everything is in order with the apartment, and help you negotiate with the seller. They will also advise you on which lawyers and management companies to contact after the purchase. With them, you will definitely not be left alone with incomprehensible paperwork and hidden problems.

Step 5: Start by renting in the area you are interested in

Sometimes, before investing, it is worth living in the chosen area for a few months to understand the convenience of transport links, noise levels, infrastructure quality, etc. This will help you avoid unpleasant surprises after purchasing real estate, especially if you are considering buying an apartment for yourself.

Conclusion: Where to start?

• Determine your budget and goal.
• Choose a suitable location.
• Look for new buildings with installment plans or other attractive bonuses.
• Work with professionals.
• Live in the area where you plan to buy real estate for yourself. 

Esplora by BnW is a modern residential complex in JVC. The building's architecture combines clean lines and sophisticated style, with Italian marble used in the apartments' finishes. Residents have access to a fitness room, swimming pool, lounge area, guest lobby, children's playground, barbecue terrace, and more. Popular locations such as Burj Khalifa and Dubai Mall can be reached in 25 minutes. Dubai International Airport is 30 minutes away.

Price: from AED 694,783

Handover: Q3 2025

Azizi Milan is an architectural ensemble in Dubailand that harmoniously combines modern lines with classic Milanese motives. The interiors are decorated in elegant light colors with emerald accents and natural materials. The excellent infrastructure for an active lifestyle includes a swimming pool, fitness center, tennis courts, a multifunctional event hall, a cinema, children's playrooms, and more. The complex is located 1 minute from IMG Worlds of Adventure, 5 minutes from Global Village, and 15 minutes from Dubai Miracle Garden. Dubai International Airport is 25 minutes away.

Price: from AED 547,000

Handover: Q2 2028

Provenza Residences by IKR Development is the architectural embodiment of French elegance in Jumeirah Village Circle. The name of the residential building is inspired by the atmosphere of southern France and symbolizes the art of living beautifully. The complex features gym, yoga studio, indoor and outdoor children's play areas, rooftop lounge area, swimming pools, jacuzzi, Zen garden, cinema, barbecue terrace, and more. It takes 10 minutes to get to Dubai Marina and the Mall of the Emirates, and 15 minutes to the popular Burj Al Arab and Palm Jumeirah beaches. Dubai International Airport is 30 minutes away.

Price: from AED 650,000

Handover: Q3 2027

Arlington Park by Majid is a modern oasis of tranquility in Dubailand. Fully furnished apartments in neutral tones, with built-in appliances, storage systems, soft lighting, panoramic windows, and spacious balconies. Residents can enjoy a wide range of amenities: gym, yoga space, barbecue terrace, infinity pool and rooftop lounge area, sauna, club room with billiards, and more. The popular Burj Khalifa and Dubai Mall are 15 minutes away, and the Palm Jumeirah area is 20 minutes away. The journey to Dubai International Airport takes 20 minutes, and to Al Maktoum International Airport, 25 minutes.

Price: from AED 587,286

Handover: Q4 2027